stand-by credit的用法和樣例：
例句
- The Standby Letter of Credit was created by American bankers for purpose of evading the prohibitive law that banks should not provide guaranties for others.
美國的銀行界為了規避法律不允許銀行為第三人提供擔保的規定而創設了備用信用證。 - Typically, a bank line of credit used to provide back-up liquidity should an issuer be unable to fund the outstanding commercial paper.
通常指銀行為商業票據發行人提供的備用信貸，以便發行人在無力贖回票據時獲得短期融資。
