stand-by credit的用法和样例：
例句
- The Standby Letter of Credit was created by American bankers for purpose of evading the prohibitive law that banks should not provide guaranties for others.
美国的银行界为了规避法律不允许银行为第三人提供担保的规定而创设了备用信用证。 - Typically, a bank line of credit used to provide back-up liquidity should an issuer be unable to fund the outstanding commercial paper.
通常指银行为商业票据发行人提供的备用信贷，以便发行人在无力赎回票据时获得短期融资。
