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- An Analysis on the Long-term Equilibrium of Bad Loan Ratio of Commercial Banks 商业银行不良贷款率的长期均衡分析
- Then, the nonperforming loan ratio eventually exceeded 20%. 当时,银行不良贷款比率最高时超过了20%25。
- Spurred by the regulator, Chinese banks are upping their bad loan provisions, in anticipation of trouble down the road. 受银监会鞭策,中国银行正在计提他们的坏帐准备,以预期他们接下路途中的麻烦。
- The bank's non-performing loan ratio fell to 4.43 percent by 2005, coming closer to the 1-2 percent level reported by sophisticated foreign banks. 到2005年;中国工商银行的不良贷款比率降至百分之4.;43;与国外优秀银行的1至2个百分点的水平越来越近了。
- Suppose, for example, you want to collect a bad loan secured on business equipment.In Germany, Ireland, Tunisia and the US, it will take a week. 例如,假设你想收回一笔由企业设备担保的坏账,在德国、爱尔兰、突尼斯和美国,这需要一周时间。
- People's Bank of China is devoted to "zero Shoufu" Reaffirming the provisions on loan ratio, is to regulate market behavior, safeguarding fair competition environment. 人民银行之所以专门针对“零首付”重申关于贷款比例的规定,就是要规范市场行为,维护公平竞争环境。
- Serious trouble in housing could bury them in bad loans. 房屋市场出现问题可能会让这些银行出现大量不良贷款。
- Japan's ills are well known its banks are awash in bad loans. 众所周知,日本的弊端是他的银行充满了坏账。
- Bolstered by this sense of security, bad loans mushroomed. 随着这种安全意识蔓延,坏账迅速增加。
- Risk profile and financial strength of Chinese four state-owned commercial banks in terms of asset quality, capital adequacy, bad loan reserves and profitability are analyzed in systematic way. 对中国银行业风险状况主要从四大国有商业银行的资产质量、资本充足率、贷款呆帐准备金规模和盈利能力等几个方面展开了系统分析。
- Symmetric adjustment, resulting in reduction of bad loan, the bank reduced the profit margin on bank shares unfavorable, resulting in banking stocks Tuesday showed a large area limit the carnage. 对称调整,导致存贷差减少,压缩了银行的利润空间,对银行股不利,造成周二银行股呈现大面积跌停的惨状。
- After all, nonperforming loan ratios in China were near 2% on average last year from about 15% in 2003. 毕竟,中国的不良贷款比率已经从2003年的15%25跌到了去年的平均2%25左右。
- Additionally, the two banks’ nonperforming loan ratios dropped from 6.3% and 9.3% to 5.1% and 3.7%, respectively, for the same 2-year period (Sun, 2005). 此外,两间银行的不良贷款比率下降至6.;3 %25和9
- Loan Loss Provision An expense set aside as an allowance for bad loans (customer defaults, or terms of a loan have to be renegotiated, etc). 贷款损失准备金预留应付坏账的款项(客户违约、需要重新磋商贷款条款等)
- At present, four major commercial banks to implement the individual housing loan rule is still "undeclared", the banks of the specific cases for different loans ratio has not yet been tabled. 目前,四大商业银行的个人住房贷款执行细则仍是“秘而不宣”,各银行针对不同房贷案例的具体比例尚未出台。
- Bad loans have been written off, banks re-capitalised and prudential controls strengthened. 不良贷款已一笔勾销,重组了资本结构,强化了稳妥管理。
- Roughness of the skin can be caused by bad diet. 饮食不好可能引起皮肤粗糙。
- Too much bad loans make for the financial institution to be very difficult in management. 过多的不良贷款造成金融机构在经营上十分困难。
- But being able to subprime their risk can also be seen as an inventation to make bad loans. 但是不好的贷款请求成为他们的风险。
- When risks materialise in the form of bad loans that cannot be recovered, the banks have to write off those loans. 在坏帐出现,银行没有可能收回有关贷款时,便要撇销这些贷款。
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