Risk profile and financial strength of Chinese four state-owned commercial banks in terms of asset quality, capital adequacy, bad loan reserves and profitability are analyzed in systematic way.

• 对中国银行业风险状况主要从四大国有商业银行的资产质量、资本充足率、贷款呆帐准备金规模和盈利能力等几个方面展开了系统分析。