A history of almightiness banking is phylogeny of balancing the management efficiency of the financial institutes and the supervisory ability of the supervision institute. 摘要一部混业经营的演进史实际上是金融机构经营效率与监管机构监管能力两者间的平衡发展史。
Chapter Four explains that the mixed operation mode should be eventual choice for Chinese state-owned commercial banks in purpose of improving their competitiveness. 第四部分阐述了国有商业银行自身的竞争力提高对经营模式的要求，认为混业经营模式是其必然选择。
