endowment insurance policy的用法和樣例：
例句
- As it has non-forfeiture value, life insurance policy has the possibility and reality to be pledged.
人壽保險單由於具有不喪失價值而具有可設質的理論可行性和現實性。 - Accordingly, this study attempts to evaluate the surrender option in life insurance policy by considering adverse mortality selection and interest volatility.
因此，本研究圖考慮死亡率逆選擇與利率波動度的情況，來評價人壽保險單的解約選擇權。
