Lack of Diversification--Having decided that you want to put aside some money in an investment portfolio comprising say equities, you should always aim to diversify the stocks within your portfolio so as to minimise your risk exposure to any one stock.

• 投资不够多元化：决定利用部分资金投资后，你应该尽量使投资组合多元化。 举例说，如果你投资的是股票，应尽可能不要过度集中于某只股票。