These people in debt should pay back as soon as possible. 那些欠债的人应该尽快还账。
This could further weaken the bad-debt burden of state-owned banks and eventually result in an abrupt and painful slowdown as credit dries up. 这会使国有银行的还账负担进一步加重,甚至可能引发信用丧失而导致痛苦的经济下滑。