The insurance company will invest more money in riskless assets in order to meet risk-based capital requirements. 在不分红保单大量解约的情形下，剩下的保单多为分红保单，所以在此情形中，保险公司多会投资在无风险性资产以求稳定的资产报酬率及符合法定资本适足率的规范。
Securities firms shall disclose the most recent regulatory capital adequacy ratio information in the annual report. 证券商应将最近期之自有资本适足比率等资讯，于年报中揭露。
However, he notes that risk appetites are changing across the industry, especially in the use of investment banks' own capital to support private-equity transactions. 然而，他也承认整个业内的风险偏好正在改变，特别是在用投行自有资本支持私人资产交易的时候。
