While most of the closed-end funds in our country are in discounted presently, and the open-end funds have higher deal cost and higher liquidity risk than the closed-end ones. 而我国目前上市的封闭式基金大多存在折价现象，而且与封闭式基金相比，开放式基金有着较高的交易成本和较高的流动性风险。
This loan duration mismatches of banks to easily create liquidity risk, and securitization of housing loans is an important means to resolve liquidity problems. 这种存贷款期限不匹配的情况很容易给银行造成流动性风险，而住房贷款证券化正是解决流动性问题的重要手段。
