internal ratings - based approach

• 内部评级法

internal ratings - based approach的用法和样例：

例句

1. The IRB allows a bank to use its own internal historic data to calculate the riskiness of its loans and investments.
   内部评级法允许银行利用自己内部的历史数据来计算贷款和投资的风险系数。
2. The IRB approach is a method which is raised by The Basel Committee in the New Basle Accord.It has higher risk susceptibility.
   内部评级法是新巴塞尔协议提出的衡量信用风险的一种方法，它具有更高的风险敏感度。