Educational loans include commercial educational loans and state educational loans with fiscal interest discounts. 助学贷款包括商业性教育助学贷款和财政贴息的国家助学贷款两种。
There are a lot of reasons that may result in reluctance repayment for government-subsidized student loan, so it is essential to analyze the students' repayment behavior. 摘要完善国家助学贷款机制的最基本条件是健全信贷学生的诚信机制。
