Naturally we make use of various of bank credit and commercial. 我们当然是利用各种银行信贷和商业信贷。
Furthermore, the existing credit assessment systems have a lot of limitation and the inaccurate results caue the increasing credit risk. 而且,国内现有的信用评价系统都存在着不同程度的缺陷,评价结果失灵的现象比比皆是,造成商业银行信贷风险的增加。