The insurance company will invest more money in riskless assets in order to meet risk-based capital requirements. 在不分紅保單大量解約的情形下，剩下的保單多為分紅保單，所以在此情形中，保險公司多會投資在無風險性資產以求穩定的資產報酬率及符合法定資本適足率的規範。
Securities firms shall disclose the most recent regulatory capital adequacy ratio information in the annual report. 證券商應將最近期之自有資本適足比率等資訊，於年報中揭露。
However, he notes that risk appetites are changing across the industry, especially in the use of investment banks' own capital to support private-equity transactions. 然而，他也承認整個業內的風險偏好正在改變，特別是在用投行自有資本支持私人資產交易的時候。
