While most of the closed-end funds in our country are in discounted presently, and the open-end funds have higher deal cost and higher liquidity risk than the closed-end ones. 而我國目前上市的封閉式基金大多存在折價現象，而且與封閉式基金相比，開放式基金有著較高的交易成本和較高的流動性風險。
This loan duration mismatches of banks to easily create liquidity risk, and securitization of housing loans is an important means to resolve liquidity problems. 這種存貸款期限不匹配的情況很容易給銀行造成流動性風險，而住房貸款證券化正是解決流動性問題的重要手段。
