internal ratings - based approach的用法和樣例：
例句
- The IRB allows a bank to use its own internal historic data to calculate the riskiness of its loans and investments.
內部評級法允許銀行利用自己內部的歷史數據來計算貸款和投資的風險係數。 - The IRB approach is a method which is raised by The Basel Committee in the New Basle Accord.It has higher risk susceptibility.
內部評級法是新巴塞爾協議提出的衡量信用風險的一種方法，它具有更高的風險敏感度。
