Because of the longtime operation under planning-economy system,commercial banks in our country lack necessary risk-managing culture and practice. 由於我國商業銀行長期在計劃經濟體制下經營,缺乏必要的風險管理文化和實踐經驗,因此,借鑒國際銀行業先進的風險管理理念,加快向全面風險管理轉變,對我國商業銀行的改革和發展具有重要的意義。
The bank said it was strengthening its underwriting standards, investing in collections operations and working to reinvigorate its risk management culture, Mr Smith said. 該銀行表示,這是加強其承保標準,投資於集合行動和工作,以重振其風險管理文化,議員史密斯說。