Educational loans include commercial educational loans and state educational loans with fiscal interest discounts. 助學貸款包括商業性教育助學貸款和財政貼息的國家助學貸款兩種。
There are a lot of reasons that may result in reluctance repayment for government-subsidized student loan, so it is essential to analyze the students' repayment behavior. 摘要完善國家助學貸款機制的最基本條件是健全信貸學生的誠信機制。
