The quantification of individual credit ability by setting up the personal credit system can change the contra-option behaviors significantly. 建立個人信用制度，量化個人信用，改變逆選擇。
Credit culture is the key to a city's attractive and cohesive power. 城市的信用制度文化是城市能否具有吸引力和凝聚力的關鍵因素。
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