Ways of malicious overdraft is important ba sis of investigation thinking in the kind of cases Ways to commit crime are as followed:criminals make an overdraft after they gained ca rd by making a false authorized person;

• 信用卡恶意透支的作案手段是信用卡恶意透支案件侦查思路逻辑推演的重要依据 ,其作案手段有 :虚构持卡人身份 ,骗取信用卡后 ,用骗得的信用卡进行恶意透支 ;