To apply for a home mortgage in China, the applicant may either be a Chinese citizen or a foreign passport holder. Many banks require borrowers to have a guarantor.

• 在中国申请房屋抵押贷款的申请人可以是中国公民,也可以是持有外籍护照的外籍人士。许多银行需要申请人提供一个保证人。