Three in particular: innovation in offerings, a greater role for private insurers, and a narrower focus for some of the public insurers that used to bestride the field.

• 在三个方面比较突出表现，承保项目的创新、私人保险公司的异军突起和曾经风光一时的公立保险公司耀眼光芒的逐渐褪去。