Though the existing things arent necessarily reasonable, as the objective existence, civil finance has reflected the inborn problems of our economic system such as the old-brother relation between state-owned industries and commercial banks, etc.

• 虽然存在的不一定全部是合理的，但是作为现实的存在物，民间金融反映出了我国经济体制改革所内生的问题，如国企与银行之间的粘性关系、金融资源配配置的扭曲等。