This paper uses ART2 to evaluate credit risk, and its precision and accurateness are prior to other nerve network mode and statistical method through comparative research of real case.

• 本文将ART2模型应用于信用风险评估，通过实证比较研究，结果显示应用自适应共振模型进行信用风险评估在精度和准确性上，都优于其他神经网络模型和统计方法。