This paper analyzed the historic data of CREIS, measure the loss probability of different term, different loan-to-value ration, different house type according to the past Chinese house price trend.

• 本文通过分析中房上海住宅价格指数的历史数据，结合市场的特征，衡量了反抵押贷款目前情况下从事反抵押贷款，不同期限、不同贷款价值比例、不同住房类型的损失概率。