Thirdly, I discuss the integration of the occupational pension and the private enterprise,and made some advices on how to develop it from the aspect of the enterprise system and made a design on it.

• 对我国私营、民营企业与企业年金的结合情况进行了分析，探讨了企业年金发展缓慢的原因，并就如何更好地发展企业年金从企业制度的角度提出了一些建议。