There is a danger that risks may be passed from hand to hand and end up with unreliable companies, or even inadvertently back in the hands of the original insurer.

• 不过，风险有可能从一家公司转移至另一家公司，最终可能会落在不可靠的公司手中，或甚至无意中风险又回到原始保险公司手中。