The special causes are the un- advanced development of credit and guarantee service system, the un- ideal arrangement of financial system and the direct financial.

• 所有制歧视、信用和担保服务体系建设落后、企业治理结构不完善、金融体制改革不深入、融资制度安排不合理、直接融资渠道不畅等是其融资难的特殊原因。