The result could be to require banks to hold more capital during good times - capping growth - so those reserves can be safely drawn down if the economy turns sour - freeing up more funds for lending.

• 结果可能会是要求银行在好时候持有更多的资本金（设置增加的上限），这样在经济下滑的时候，就可以安全地下调资本金要求，释放更多的资金用于放贷。