The key of the development strategy is to build up the core competitiveness by continuous innovation, which includes human resources and CI, digitalized banking and restructuring.

• 论文最后阐述了民生银行要实现这一发展战略需采取的一系列战略组合，包括创新、客户、人才、品牌和个人零售业务、营销、战略联合七个方面。