Staff members may not act as co-signers on loans to customers of the Company, including members of their families, inasmuch as defaults require that they assume the responsibility of repayment.

• 没有管理委员会甪事前批淮，职员不得向任何公司关系企业借款，除非按雇用自已的公司其员工贷款办法规定条件办理。