Some who are in good health bet on remaining that way and forgo health insurance or get policies with low premiums and high deductibles, choosing to insure themselves for mostly catastrophic illness.

• 所以有些健康良好的人选择放弃寻找健康保险或者寻找一些保费更低，可扣除条款更高的保险单，且主要选择为他们自己投保大病保险。