Since last August when the crisis erupted, banks have been reluctant to lend to one another, hoarding cash for their own potential losses and worried about the creditworthiness of other banks.

• 自去年8月危机爆发以来，银行不愿意提供同业拆借，囤积资金以备自身潜在损失之需，并担心其他银行的信用度。