Secondly, in deficit safe circumstance falls, be sure namely amount falls under the circumstance of insurance value, the underwriter gains damage insurance mark according to the scale of insurance amount and insurance value partial right.

• 其二，在不足额保险的情况下，也就是保险金额低于保险价值的情况下，保险人按照保险金额与保险价值的比例取得受损保险标的的部分权利。