SBCS is associated with expanded quantities, higher average prices for small business under 100,000 dollars due to less informational asymmetries which changes the results of screening devices.

• 相关实证研究表明，小企业信用评分可显著提高小规模贷款的可得性，究其原因在于小企业信用评分的机理能有效降低信息不对称，实现分离均衡。