Many people like the flexibility and options with this type of plan, however premiums are usually much higher and deductibles can reach 20% when seeing an out-of-network provider.

• 许多人喜欢的灵活性和选择，这种类型的计划，但通常保费要高得多和免赔额可以达到20%25时，看到一个彻头彻尾的网络提供商。