Life-insurance time limit is longer, have the feature of deposit repayment of capital; Cent of computation of its insurance cost is two parts, it is pure insurance cost, the another charge that is insurance company management operation.

• 人寿保险时限较长，具有储蓄还本的特征；其保费计算分为两个部分，一是纯保费，另一是保险公司经营操作的费用。