Licence applications are, initially, submitted to the Registrar of Companies as Registrar of Money Lenders. A copy is also sent to the Commissioner of Police who may object to the application.

• 所有发牌申请必须先呈交由公司注册处处长兼任的放债人注册处处长，副本则送交警务处处长。 警务处处长可反对发牌申请。