Lau is charged with delivering the meager insurance payment to the widow, Wong Lin-Fa (Race Wong), a Mainland immigrant with one daughter and one more child on the way.

• 很不幸，其中一个顾客因意外身亡，刘被派往负责跟进支付保险金与顾客的遗孀黄莲花（黄婉伶饰）。