LL.M., the law firms of lawyers Guoyaoli Beijing Bo said, from the present situation, the general lending contract for the early repayment of loans have to be paid for by the specialized agreed.

• 法学硕士、北京市博金律师事务所律师郭耀黎说，从现实情况看，目前一般的借贷合同均未对借款人提前偿还借款应支付违约金作出专门约定。