It has 13m customers, 500 branches, a strong franchise in the manufacturing hub near Hong Konga national licence that could permit years of formidable growth.

• 它拥有1300万客户和500家分支机构，在香港周边的制造业中心地区有广布的营业网点，还持有全国性业务牌照，数年之内业务的增长将无可限量。