Insuring companies assumes risks for relatively small premium because of the law of large numbers ,which assumes that while any one policyholder may suffer a loss,out of a total population of policyholders only a few will actually suffer a loss.

 
  • 根据大数定律,保险公司只收取相对而言数额很小的保费便能承担风险,因为大数定律认为,尽管每个投保人都可能遭受损失,但在所有投保人中,只有少数人会真正受到损失。
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