Instead , give your kids the full allowance, but then take back -- in front of them -- 10% to 20% of the amount over several weeks to repay the amount they borrowed.

• 更好的做法应该是，将零花钱照常发给孩子，然后当着他们的面从里面拿出10%25或20%25，以此“分期”扣除他们的借款。