In the working classes of affluent nations the question is often about how to cope with a layoff, an uninsured or underinsured illness or loss, or costs of living that are soaring.

• 对于富有国家的工人阶级来说，问题通常就成了如何处理突如其来的下岗，未知的病痛或损失，或者不断攀升的物价水平。