In addition, legislations have various defects in current legislation, which bring sort of puzzlement in correct affirmation and handling the cases in judicial practice.

• 加之立法者对保险诈骗罪的认识存在一定的局限性造成保险诈骗罪现行立法的种种缺陷。这就给司法实践中正确认定、处理该罪带来一定的困惑。