In 1974 Congress passed the Employee Retirement Income Security Act, which set standards for private pension plans; a federal agency, the Pension Benefit Guaranty Corporation, helps to administer it.

• 1974年国会通过了“雇员退休收入保障法”，为私人退休金计划规定了标准，并由联邦政府机构“退休金保障公司”帮助实施这些标准。