If you follow this strategy strictly, it gives you downside protection because your wealth will not fall below $60. At the same time, it still gives you unlimited upside potential because of the $40 that you have invested in stocks.

• 如果你紧随这个策略，财富贬值的可能性不高，因为你始终会有 60元的储蓄，而40元的股票投资又有增值的潜能。