If either you or the Bank fail to submit to binding arbitration following a lawful demand, the one who fails to so submit bears all costs and expenses incurred by the other compelling arbitration.

• 如果您或本银行在合法要求之后，未将争议交由有约束力仲裁处理，未提交仲裁的一方将负担另一方因强制实施仲裁所引起的所有费用及开支。