Hang Seng Bank has a 50% ownership in HSL, which allows HSL to tap into the mass market through the vast branch network of Hang Seng Bank.

• 恒生银行拥有50%25的恒生人寿保险有限公司股权，这使得HSL能够通过恒生银行广泛的分行网络接触到大众市场。