Great pressures sequently emerged after the 8 times continuous decrease of the bank deposit interest rate announced by Central Bank which affected insurance companies intensively.

• 中国人民银行在1996年以后8次降低存款利率，保险公司的保单预定利率又相对滞后，形成了较大的利差损、费差损，给保险公司造成极大的经营压力。